Pension Options The option you select could affect the amount of monthly benefit you receive. Benefit Amounts Your benefit amount is defined by a predetermined or set pension formula. Retirement Your actual retirement age can have a significant impact on the MTS pension you receive. Survivor Protection Your pension can provide your survivors with an important source of financial security. Inflation Protection Your pension will be increased each year by a set pension formula. Disabled Your MTS Pension Plan provides you with some important disability provisions. Benefit Changes Description of benefit changes that have occured. Copyright 2004. All rights reserved.