A Major Asset About Your MTS Pension Plan How Does My Pension Plan Work? How Do I Become A Member Of The Plan? Who Contributes What? What Will I Get From The Plan? Can You Give Me An Example? When Can I Retire? How Is My Pension Paid? Does My Pension Offer Any Inflation Protection? What Happens If I Leave MTS Before I Retire? What If I Become Disabled? Are My Survivors Protected? What If I Need More Information?

You are in: The Plan : Publications : Employee Booklet : A Major Asset   A Major Asset Let’s face it, most of us don’t spend a lot of time thinking about retirement, at least not during our earlier working years. Even when we do try to understand our retirement options, the information is simply too boring or complex to grasp. That’s what this booklet is for. It’s an easy-to-read summary designed to give you an overview of your new MTS Pension Plan. It’s true, pension plans can be difficult to understand. There is a certain amount of jargon we have to work through ... and some complex concepts that we have to deal with. At the same time, it’s worth the effort. Your MTS Pension Plan provides you with an important source of financial security. By retirement, your MTS Pension could well be your single largest asset. With that in mind, we suggest that you read this booklet carefully and retain it for future reference. We have made every attempt to explain the Plan in simple terms and plain language. We have also taken time to define all of the industry terms that we’ve used. If you’re still unsure about any of the Plan provisions once you’ve worked through the booklet, please feel free to call your Human Resources Manager. The more you understand about your MTS Pension Plan, after all, the better off you will be. Copyright 2004. All rights reserved.